JemmaPay lets you accept cards, digital wallets, bank transfers and local payment methods through a single platform — with one API, one dashboard and one payout.
Connected to the networks and methods your customers already use
Turn methods on from the dashboard — no extra integrations, no new contracts. JemmaPay routes each transaction to the network that clears it fastest.
Credit and debit from every major network, with tokenised saved cards and one-click returning checkout.
Let customers pay in a tap with the mobile and browser wallets they already trust and have set up.
Real-time account-to-account and open-banking rails with lower fees and instant confirmation.
Offer instalments at checkout and get paid in full upfront while JemmaPay carries the risk.
Scan-to-pay and tap-to-pay for in-person and hybrid flows, unified with your online reporting.
140+ local alternative payment methods across every region — BLIK, Klarna, PayID, iDEAL, Pix and more, added in a click.
Local alternative payment methods, ready to switch on
Everything from the first API call to your bank settlement, handled by one platform built for reliability.
Predictable, versioned REST with idempotency keys, webhooks and SDKs for every major language.
Every transaction is routed to the acquirer with the best price and highest authorisation rate.
Adaptive machine-learning risk scoring and 3-D Secure that blocks fraud without hurting good customers.
Next-day settlement as standard, or instant payouts to your account — you choose the cadence.
Charge in 135+ currencies and settle in your own — with local acquiring to lift approval rates.
Payments, refunds, disputes, payouts and reporting for every method in a single view.
Sign up and complete a streamlined onboarding. No paperwork marathon — most businesses are verified the same day.
Embed the hosted checkout or wire up the API. Toggle the payment methods you want directly from the dashboard.
Start accepting live payments, watch them clear in real time, and receive clean, consolidated payouts.
Clean docs, real sandbox data and libraries for every stack. Create a charge with a single call.
# Create a payment across any method curl https://api.jemmapay.com/v1/charges \ -H "Authorization: Bearer sk_live_..." \ -d amount=24800 \ -d currency="usd" \ -d method="auto" \ -d capture=true # -> 200 OK { "id": "chg_9Fq2kLpZ", "status": "succeeded", "amount": 24800, "method": "card", "net": 24432 }
Sensitive data is tokenised and encrypted end to end, so compliance is JemmaPay's job — not yours.
Tell us what you're building and our team will help you go live with every payment method your customers need.